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1. The real question before delving into how payments work and which one is technically better than the other is not even to look at what payment is used online or not but actually what payment is adapted to what country? A merchant’s role is not to change to the banking landscape. On the contrary, the merchant’s role is to adapt to whatever payment system is available in order to maximise sales and profit.
2. For instance, if you think that accepting credit cards on your merchant website is enough to get you going in Germany for instance, then you’d better think twice because it’s not true.


3. In this section we will review the numbers, the facts and figures and will analyse the payment and e-payment landscape in detail, in the Us, in Europe, with a particular focus on France and the UK